These days their are most people on the road than ever. The dangers are worse than they used to be because we now have people using cell phones while their driving and not paying complete attention to what their doing or who may be in their way. Many people aren’t looking three cars ahead their wrapped up in a phone conversation and looking only directly ahead. Their also not paying attention to their peripheral vision too sharply so having good low cost auto insurance is a must! Protect yourself because many people driving irresponsibly are also not insured and you need to cover yourself with coverage just incase!