If like me you bought your first car for far more than you could afford and then started to run late with your payments you will know just how difficult life can be when it comes to trying to get a student loan. I’ve lost count of the number of lenders I’ve applied to and each one has turned me down because of my track record and the fact that I don’t have anyone who can guarantee the loan for me. Of course I’ll keep trying and hopefully will eventually find someone who will be prepared to give me a loan but for anyone who has not yet made the mistake I made and is going to need to look for student loans with no cosigner I hope that my own experience will serve as a warning.