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There is no major eligibility factor for applying a UK payday loan, which is the best thing about a payday loan. If you have been earning money since past six months, then you are eligible to get a payday loan. All you need to do is log on to internet and look for the best payday loan company of your town. Make sure that you do not end with high interest rates and less pay back period. Once you are done with it, take a copy of your identity proof and meet the representative of that particular payday loan company. You have to furnish them with your basic details and a post dated check. The company will not conduct any inquiry regarding your previous banking history. Then within 24 hours for your application, the sanctioned amount will be deposited in your bank account.

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