Pet health insurance provides to the owner what a people health insurance provides the owner - a cost saving means of taking care of their pets. Pet health insurance covers ear cleaning, vaccinations, teeth cleaning and nail clipping as well as the pet’s illnesses and injuries. Most plans have more or less identical coverage, fees and deductibles but what makes each plan different from the other is the species, age and the current pet’s health that will be covered. As a pet owner, there is a peace of mind when your pet is covered, knowing that you are providing the best possible care to a very valuable member of the family at a fairly reasonable cost.